TRUSTED BY 50,000+ INDIAN FAMILIES

Securing Lives,
Building Legacies.

Sophisticated term life insurance solutions for absolute financial peace of mind.

99.8%
Claim Settlement
25+
Trusted Partners
100%
Secure Operations
SECURE
TRUSTED
PROTECT

PROTECT

GROW
TERM

Term Insurance Calculator

Calculate the exact premium for your family's protection. Our tool analyzes age, lifestyle, and coverage needs to give you the most accurate market rates.

Now 18% Cheaper (NO GST Benefit)

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What is your age?

Sum Assured

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*Price is calculated for salaried individuals, annual income 10 Lacs & education is graduate and above.

Your personalized monthly premium starts from

₹425/month*
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Final quote may vary based on medical results & insurer's final underwriting. Subject to T&C.

Visualizing the Impact of Delay

Don't just take our word for it. Analyze the numbers and see how time affects your premium costs and long-term wealth growth.

Cost of Delay

ANNUAL PREMIUM BY ENTRY AGE

₹80k₹70k₹60k₹50k₹40k₹30k₹20k₹10k₹0k
₹8k
25 Yrs
₹12k
30 Yrs
₹18k
35 Yrs
₹28k
40 Yrs
₹48k
45 Yrs
₹78k
50 Yrs

Audit Insight: Starting cover at age 25 vs 35 can save you up to ₹4.2 Lakhs in lifetime premiums.

Wealth Growth Comparison

GROWTH OF ₹1.5L ANNUAL INVESTMENT OVER 25 YEARS

Term Life Insurance
Traditional FD
₹1.6Cr₹1.4Cr₹1.2Cr₹1.0Cr₹80L₹60L₹40L₹20L₹0
0 Yr5 Yrs10 Yrs15 Yrs20 Yrs25 Yrs

Multiplier Effect: Tax-free compounding beats traditional FDs by over 2.1x in overall returns.

Insurance Blueprints

Research-driven strategies designed to capture value across diverse market cycles.

VERIFIED5 Live Blueprints
MOST POPULAR

Axis Max Life Smart Term Plus

INSURER
Axis Max Life
CATEGORY
Term Insurance
CLAIM SETTLEMENT
99.61%
BEST FOR
Family financial security
Key Features
Up to 6 plan variants to choose from
Whole life coverage option (up to age 100)
100% premium return option available
SELF-EMPLOYED

Bajaj Life iSecure II

INSURER
Bajaj Allianz Life
CATEGORY
Term Insurance
CLAIM SETTLEMENT
98.49%
BEST FOR
Business owners, self-employed
Key Features
₹1 Crore coverage option available
Surrogate income eligibility for self-employed
Flexible documentation options (ITR / Bank Statement)
TOP RATED

HDFC Life Click 2 Protect Supreme

INSURER
HDFC Life
CATEGORY
Term Insurance
CLAIM SETTLEMENT
98.56%
BEST FOR
Premium elite protection
Key Features
Immediate claim payout option
Special discounted rates for salaried & women
Parent Protect Care option for dependent parents
SMART CHOICE

ICICI Pru iProtect Smart

INSURER
ICICI Prudential
CATEGORY
Term Insurance
CLAIM SETTLEMENT
97.82%
BEST FOR
Milestone-based life cover
Key Features
Instant claim payout option
Increase cover at major life events (marriage, child birth)
Option to skip premium for 1 year in emergencies
PREMIUM RETURN

Tata AIA Sampoorna Raksha Promise

INSURER
Tata AIA Life
CATEGORY
Term Insurance
CLAIM SETTLEMENT
98.58%
BEST FOR
Premium-back term plan
Key Features
₹1 Crore life cover at affordable premiums
Coverage till 85 years of age
Option to defer premium payment for up to 1 year

*Premium rates and benefits are subject to respective insurer terms & conditions.

Insurance Blueprints Comparison

Find the right fit for your lifelong financial protection.

ATTRIBUTES
Term Plus
MAX LIFE
Click 2 Protect
HDFC LIFE
iProtect Smart
ICICI PRU
Sampoorna Raksha
TATA AIA
iSecure II
BAJAJ LIFE
PLAN CATEGORYTerm InsuranceTerm InsuranceTerm InsuranceTerm InsuranceTerm Insurance
PRIMARY BENEFITPure ProtectionElite ProtectionMilestone CoverPremium BackFlexible Eligibility
LIFE COVER / SA₹1 Cr - ₹5 Cr₹1 Cr+₹1 Cr+₹1 Cr+₹1 Cr+
PAYOUT STRUCTUREInstantImmediateInstantRegularLump-sum
UNIQUE FEATURESkip-a-premiumParent Protect CareMilestone increaseDefer premium optionITR / Bank Statement
EXPERT RATING*Source: CRISIL & Independent Audit
4.9 / 5.0
4.8 / 5.0
4.8 / 5.0
4.7 / 5.0
4.7 / 5.0
DIGITAL CLAIM GUARANTEE
IRDAI CERTIFIED PLANS
PURE PROTECTION

Term Insurance

High life cover at the lowest premium. Foundation of security.

EXPLORE
TRENDING
HIGH VALUE

1 Crore Term Plan

Standard high-value coverage for your family's big dreams.

EXPLORE
TROP BENEFIT

Zero Cost Term

Get 100% of your premiums back if you survive the term.

EXPLORE
COVER TILL 100

Whole Life Insurance

Lifetime protection that leaves a massive legacy for children.

EXPLORE
STANDARD PLAN

Saral Jeevan Bima

Simple and standardized term plan as per IRDAI guidelines.

EXPLORE
EXCLUSIVE RATES

Term Plan (Salaried)

Special discounted rates and easy KYC for salaried professionals.

EXPLORE
SPECIAL BENEFITS

Women Term Life

Lower premium rates and wellness benefits exclusively for women.

EXPLORE

Simple Steps to Secure Life

Skip the paperwork. Our 100% digital process gets your policy issued in less than 24 hours.

Instant Eligibility

AGE
18-65 Yrs
TERM
Up to 40 Yrs
MIN SA
₹25 Lakhs
STATUS
NRI Friendly
*Real-time eligibility verification in < 2 minutes.

Digital Dossier

IDENTITY
Aadhaar / PAN
INCOME
Salary / ITR
ADDRESS
Utility / Rent
🔒 100% paperless digital KYC via DigiLocker

Expert Review

Our dedicated relationship managers ensure 100% accurate data filling and instant verification for priority terminal-case support.

TRUST BADGE
100% Verified Issue

Supported by India's Trusted Insurers

Partnering with India's most respected insurers to ensure your family's future stays safe and secure.

IRDAI Regulated Security
Dedicated Claims Concierge
Paperless Processing
99.8%
Claim Settlement
Industry Leading
25+
Trusted Partners
Leading Insurers
100%
Secure Operations
Enterprise-grade Privacy

Disclaimer: Insurance is a subject matter of solicitation. The information provided on this website is for general informational purposes only and does not constitute professional financial advice. Coverage details, premiums, and benefits are subject to the specific terms and conditions of the respective insurance policies. We strongly recommend reading the policy documents carefully before making any legally binding decision.

Common Inquiries

Frequently Asked Questions

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