PREMIUM FIXED DEPOSIT INVESTMENT

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With Fixed Deposits.

Sophisticated fixed-income solutions for secure wealth growth.

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9.10%*
Max Returns
Flexible Tenure Options
Senior Citizen Benefits
Compare & Save

Compare FD Rates Across Banks

Find the best interest rates from top-rated banks and NBFCs, tailored to your financial goals.

Rate Level
Risk Rating
Bank NameRegular RateSenior CitizenSpecial OfferCompareAction
CB
Canara Bank
6.25%6.75%444 DAYS
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UBI
Union Bank of India
5.9%6.40%399 DAYS
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PNB
Punjab National Bank
5.8%6.30%444 DAYS
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IND
Indian Bank
5.25%5.75%300 DAYS
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BOB
Bank of Baroda
5.75%6.25%399 DAYS
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BOI
Bank of India
6%6.50%666 DAYS
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BOM
Bank of Maharashtra
5%5.50%200 DAYS
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SBI
6%6.50%AMRIT VRISHTI 444 DAYS
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Fixed Deposit Calculator

Calculate your Fixed Deposit compounding returns, interest earnings, and maturity values.

₹1,00,000
₹10,000₹50 Lakh
7.50%
4.0%10.0%
5 Years
1 Year10 Years

Maturity Amount

₹1,44,995

Principal (69%)
Interest (31%)
Total Principal Deposit₹1,00,000
Total Interest Earned+₹44,995
Average Annual Interest₹8,999 / yr
Total Maturity Value₹1,44,995

Key Investment Insights

Your investment of ₹1,00,000 will grow to ₹1,44,995 in 5 years at 7.5% interest

You will earn ₹44,995 in interest, which is 45.0% of your principal amount

Your FD will generate ₹8,999 average annual interest

A 1% higher interest rate could earn you an extra ₹7,285

Your FD generates ₹25 per day in interest income

At this rate, your money will double in 9.6 years (using the Rule of 72)

💡 Investment Tip: Senior citizens (above 60 years) typically get 0.5% higher FD rates. Consider splitting large FDs into smaller ones to maintain liquidity and avoid breaking the entire FD for partial withdrawals.
📋 Note: FD interest is fully taxable. TDS is deducted at 10% if interest exceeds ₹40,000 (₹50,000 for senior citizens). Interest rates vary between banks and change periodically.

Find Your Perfect Investment Match

Compare safety parameters, interest ranges, and insurance coverage across all financial sectors.

Public Sector Banks

Financial Institution
Highest (Sovereign)
Yield Range
6.5% - 7.5%
Per Annum
Protection
DICGC (Up to ₹5L)
ROI Potential
Stable Growth

Private Sector Banks

Financial Institution
Very High (RBI)
Yield Range
7.0% - 8.2%
Per Annum
Protection
DICGC (Up to ₹5L)
ROI Potential
Moderate Yield

Small Finance Banks

Financial Institution
High (RBI Supervised)
Yield Range
7.5% - 9.1%
Per Annum
Protection
DICGC (Up to ₹5L)
ROI Potential
High Yield

NBFCs

Financial Institution
Moderate (Credit Rated)
Yield Range
8.0% - 9.1%
Per Annum
Protection
Internal (No DICGC)
ROI Potential
Maximum Returns

Bank FD vs NBFC FD

Understanding the key differences helps you choose the right balance between safety and higher returns for your wealth growth.

Bank FD

  • DICGC Insured

    Deposits up to ₹5 Lakh (Principal + Interest) are insured by RBI's subsidiary.

  • Highly Regulated

    Directly governed by RBI policies ensuring maximum transparency.

  • Stable Interest

    Offers moderate but steady interest rates tailored for conservative growth.

NBFC FD

  • Higher Yields

    Typically offers 1-2% higher interest rates compared to traditional banks.

  • Credit Rated Safety

    Safety depends on corporate credit ratings (AAA, AA+) from CRISIL/ICRA.

  • Flexibility

    More flexible tenure options and frequent interest payout choices.

Key Takeaway for Investors

While Bank FDs offer sovereign-grade security via DICGC insurance, NBFC FDs are excellent for boosting your overall portfolio returns. We advise conservative investors to stick with Banks, while those seeking higher yields can explore AAA-rated corporate FDs with Shriram or Bajaj.

Why Choose Our Fixed Deposits?

We partner with India's top banks and NBFCs to bring you the safest and highest yielding fixed deposit options.

100% Reliable & Protected

Your investments are backed by DICGC insurance up to ₹5 Lakhs on scheduled banks.

High Returns

Get industry-best interest rates up to 9.10% with senior citizen benefits.

Flexible Tenure

Choose from 7 days to 10 years based on your financial goals.

Paperless KYC

Complete your video KYC in minutes from the comfort of your home.

Dedicated Support

Expert financial advisors available to guide you at every step.

Premature Withdrawal

Easy liquidity options available when you need funds urgently.

Required Documents

Keep these digital copies ready for a quick and seamless paperless investment process.

Aadhar Card (e-KYC)
PAN Card (Mandatory)
Bank Passbook/Statement
Identity Documentation
Address Proof (Utility Bill)
Nominee Details
Recent Digital Photograph
Form 15G/15H (For TDS)

100% Secure & Paperless

Note: Most applications are approved instantly through Aadhar e-KYC. Additional documents may be requested for bulk deposits or as per bank requirement.

Seamless Experience

Start Growing Your Savings in 4 Steps

Experience a completely digital journey from selection to investment. No more physical bank visits needed.

Compare Rates

Choose from India's top banks & NBFCs with the best interest yields for your wealth.

Digital Application

Enter your investment details & nominee information in minutes via our secure portal.

Instant Verification

Complete your identity verification instantly via 100% paperless digital onboarding.

Start Earning

Securely transfer funds & get your Fixed Deposit certificate instantly in your dashboard.

Disclaimer: Fixed Deposit interest rates are subject to change based on bank policies and RBI guidelines. Deposits with scheduled banks are insured under DICGC up to ₹5 Lakhs. Please verify latest rates and terms before investing.

Frequently Asked Questions

Got questions about Fixed Deposits? We've got you covered.

Maximize Your Savings with High-Yield Fixed Deposits

Small savings today, bigger security tomorrow. Your money deserves safe and steady growth. Create your Fixed Deposit now and earn up to 9.10% guaranteed returns.

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