Protect Your Family,
Preserve Your Wealth.
Compare top-rated health insurance plans with 100% cashless hospitalization across 14,000+ network hospitals in India.
FAMILY HEALTH SHIELD
Instant cashless admissions, OPD add-ons, and restorative sum insured benefits.
Compare Top Health Insurance Plans
Explore handpicked medical insurance policies from leading insurers with instant cashless settlement.
WELLNESS-FOCUSED INDIVIDUALS & FAMILIES
CARE HEALTH – CARE SUPREME VALUE
SUM INSURED
₹5 Lakh – ₹1 Crore
CASHLESS
11,800+
BALANCED COVERAGE SEEKERS
CARE HEALTH – CARE SUPREME VIKAS
SUM INSURED
₹5 Lakh – ₹1 Crore
CASHLESS
11,800+
INDIVIDUAL & FAMILY
FUTURE GENERALI – HEALTH ABSOLUTE
SUM INSURED
₹3 Lakh – ₹1 Crore
CASHLESS
6,000+
FAMILY FLOATER
HDFC ERGO GENERAL INSURANCE
SUM INSURED
₹5 Lakh – ₹2 Crore
CASHLESS
13,000+
INDIVIDUAL, FAMILY & SENIOR
ICICI LOMBARD GENERAL INSURANCE
SUM INSURED
₹5 Lakh – ₹3 Crore
CASHLESS
9,000+
INDIVIDUAL & FAMILY
MANIPALCIGNA – PROHEALTH PLUS
SUM INSURED
₹3 Lakh – ₹50 Lakh
CASHLESS
8,600+
INDIVIDUALS & FAMILIES
MAX BUPA – HEALTH COMPANION
SUM INSURED
₹3 Lakh – ₹1 Crore
CASHLESS
10,000+
INDIVIDUAL & FAMILY
NIVA BUPA HEALTH INSURANCE
SUM INSURED
₹3 Lakh – ₹1 Crore
CASHLESS
10,000+
INDIVIDUAL & FAMILY
RELIANCE – HEALTH INFINITY
SUM INSURED
₹3 Lakh – ₹1 Crore
CASHLESS
8,000+
INDIVIDUAL & FAMILY
SBI GENERAL – AROGYA SUPREME
SUM INSURED
₹5 Lakh – ₹3 Crore
CASHLESS
8,000+
INDIVIDUAL & FAMILY
STAR HEALTH – FAMILY HEALTH OPTIMA
SUM INSURED
₹5 Lakh – ₹25 Lakh
CASHLESS
14,000+
SENIOR CITIZENS (60+ YEARS)
STAR HEALTH – SENIOR CITIZENS RED CARPET
SUM INSURED
₹1 Lakh – ₹25 Lakh
CASHLESS
14,000+
INDIVIDUAL & FAMILY
STAR HEALTH – STAR COMPREHENSIVE PLAN
SUM INSURED
₹5 Lakh – ₹1 Crore
CASHLESS
14,000+
INDIVIDUAL & FAMILY
STAR HEALTH – SUPER STAR PLAN
SUM INSURED
₹5 Lakh – ₹1 Crore
CASHLESS
14,000+
YOUNG INDIVIDUALS (18–40 YEARS)
STAR HEALTH – YOUNG STAR INSURANCE
SUM INSURED
₹5 Lakh – ₹1 Crore
CASHLESS
14,000+
INDIVIDUAL & FAMILY
TATA AIG – MEDICARE PREMIER
SUM INSURED
₹5 Lakh – ₹3 Crore
CASHLESS
12,000+
Premium Calculator
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Side-by-Side Comparison
Compare the top-performing health plans to find your ideal match.
| PLAN FEATURE | HDFC OPTIMA | NIVA BUPA | ICICI ELEVATE | CARE SUPREME | STAR HEALTH |
|---|---|---|---|---|---|
| STARTING PREMIUM | ₹499 | ₹450 | ₹520 | ₹480 | ₹410 |
| SUM INSURED | 2 Cr | 1 Cr | 3 Cr | 1 Cr | 25 L |
| CASHLESS HOSPITALS | 13,000+ | 10,000+ | 9,000+ | 11,000+ | 14,000+ |
| RESTORATION | Unlimited | Unlimited | |||
| MATERNITY | Optional | Optional | Optional | ||
| ROOM RENT LIMIT | No Limit | No Limit | No Limit | No Limit | Capped |
Market Insights & Claim Transparency
Data-driven decisions for your family's future. We track claim performance and market trends to ensure you always have the best protection.
Claim Settlement Leaderboard
EFFICIENCY RANKING 2024-25
Why CSR Matters: Higher Claim Settlement Ratio indicates reliability. We partner with insurers maintaining 95%+ CSR.
Medical Inflation Trend
RISING COST OF CRITICAL CARE (IN INR)
The Urgency: Healthcare costs in India are rising at 14% annually. Early coverage secures your financial future.
Coverage Details
Comprehensive protection for your most valuable asset—your health.
Types of Health Insurance
Individual Health Insurance
Covers one person with dedicated sum insured.
Family Floater Plan
Covers the whole family under one sum insured.
Group Health Insurance
Provided by employers for employees.
Senior Citizen Plans
Tailored for people above 60 years.
Critical Illness Plans
Covers major diseases like cancer, heart attack.
Documentation Simplified
Everything you need to get started and claim hassle-free.
Identity Proof
Aadhar Card / PAN Card
Bank Details
Canceled Cheque / Passbook
Nominee Info
Name, Age & Relationship
Medical Proof
Previous reports (if any)
CASHLESS CLAIM
- • Health Card / Policy Number
- • Valid Photo ID Proof
- • Cashless Request Form
REIMBURSEMENT CLAIM
- • Hospital Bills & Receipts
- • Discharge Summary
- • Doctor's Prescriptions
Our Process
Choosing Plan
Select based on coverage, premium & hospitals.
Application
Fill proposal form & declare medical history.
Medical Check
Required for higher age or specific cases.
Policy Issuance
Pay premium & receive your policy instantly.
Eligibility Criteria
Simple criteria for complete peace of mind.
AGE CRITERIA
Adults: 18-65 years | Children: 90 days to 18 years | Seniors: 60+ (up to 85)
FAMILY MEMBERS
Self, Spouse, Children, Parents & Parents-in-law
MEDICAL HISTORY
Must disclose pre-existing diseases (Diabetes, BP, etc.)
MEDICAL CHECK-UP
Required if age > 45 or high sum insured chosen
RESIDENCY
Must be an Indian resident (NRIs covered for treatment in India)
| CRITERIA | REQUIREMENT |
|---|---|
| Minimum age | 18 years |
| Child coverage | 90 days onwards |
| Medical tests | Age / health based |
| Pre-existing illness | Allowed with waiting period |
| Residency | Indian resident |
WHO SHOULD CONSIDER?
Working Professionals
Protect savings from sudden medical expenses.
Families
Covers spouse and children under one plan.
Senior Citizens
Higher risk of illness with age requires special care.
Young Adults
Lower premiums by starting early and completing waiting periods.
Disclaimer: Insurance plans, coverage limits, and policy terms are subject to change based on the insurer's internal policies and your eligibility profile.
Frequently Asked Questions
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