EQUITY-LINKED STRUCTURED CREDIT

Market-Linked
Debentures (MLD).

Earn equity-linked returns with built-in capital buffers. Predefined payoff structures — know exactly how your returns are calculated before you invest. Minimum investment ₹1 Lakh per unit.

Simulate Payoff
Market Linked Debentures
Min. Investment
₹1 Lakh / Unit
Principal Option
Capital Buffer Included
Structured Products

Market-Linked Debenture Offerings

Explore our high-conviction MLD opportunities designed to generate alpha while optimizing risk. Minimum investment ₹1 Lakh per unit.

100% Principal Protected

Principal Protected Nifty MLD

Designed to safeguard 100% of your invested capital at maturity while participating in the upside growth of Nifty 50 Index.

Indicative IRR:11.5% - 13.5% p.a. IRR
Minimum Unit:₹1,00,000
Tenure:3 to 5 Years
Higher Coupon Potential

Non-Principal Protected High Yield MLD

Offers higher fixed or binary coupon payouts linked to benchmark equity indices with downside barrier buffers.

Indicative IRR:14% - 17% p.a. IRR
Minimum Unit:₹1,00,000
Tenure:2 to 4 Years
Secondary Market Listed

Secondary Listed Debenture Opportunities

Listed senior secured MLD notes available in the secondary market offering attractive yield-to-maturity (YTM).

Indicative IRR:12% - 15% YTM
Minimum Unit:₹1,00,000
Tenure:1 to 3 Years
Interactive Tool

Investment Scenario Simulator

Adjust the debenture units and index growth over 5.2 years to simulate estimated maturity payout, IRR, and benchmark comparison.

1 Unit (₹1,00,000)
1 Unit (₹1L)50 Units (₹50L)
36%
0% Growth80% Growth
Payoff Condition Trigger:Nifty growth is 36%, which meets the 36% threshold. The MLD triggers the maximum coupon of 94% (+₹94,000), outperforming direct Nifty returns by ₹58,000.
At 5.2 Year Maturity Payout
Estimated Maturity Value
₹1,94,000
Absolute Profit
+₹94,000 (94.0%)
Annualized IRR
~13.59% p.a.
*Simulation based on 5.2-year principal-protected Nifty-linked structured debenture. Rates are indicative.
Why Choose Bharti MLD

Features & Structural Benefits

Combine fixed-income safety with equity upside potential through credit-rated Market-Linked Debentures.

Capital Protection Buffer

Principal-protected variants guarantee 100% initial capital return at maturity regardless of market downturns.

Predefined Payoff Matrix

Transparent mathematical formula determines your exact returns at maturity linked to Nifty or underlying benchmark.

Equity Upside Participation

Participate in market rallies with accelerated coupon multipliers (e.g. 94% payout on 36% index growth).

SEBI Regulated & Listed

Issued under SEBI Debt Regulations, credit-rated by ICRA/CRISIL, and listed on BSE/NSE for operational safety.

Accessible Ticket Size

Minimum investment of ₹1 Lakh per unit makes institutional structured notes accessible to individual HNIs.

Tax Efficient Structure

Listed MLDs qualify for favorable capital gains treatment upon sale/maturity after holding period.

Simple & Efficient

How to Invest in MLDs in 4 Steps

Seamless digital allotment into your Demat account supported by expert advisors.

1

Payoff Assessment

Select principal-protected or high-yield payoff structures matching your return expectations.

2

Credit Rating & Term Review

Examine issuer credit rating (CRISIL/ICRA AA or AAA), benchmark index, and maturity tenure.

3

Demat Unit Allocation

Subscribe to MLD units (Min ₹1 Lakh) credited directly into your existing Demat account.

4

Maturity Payout / Trade

Receive interest coupon and principal at maturity, or trade on BSE/NSE secondary market.

Common Inquiries

Frequently Asked Questions

Answers to common questions about Market-Linked Debentures and structured debt.

Ready to Secure Your Financial Future?

Don't wait to optimize your fixed income yield. Explore principal-protected and equity-linked structured MLD notes through Bharti wealth advisory.