Unlock Your Dream Home
Access home loans from ₹5 Lakhs up to ₹5 Crore+ with interest rates starting at 7.10% p.a. Enjoy flexible tenure up to 30 years, quick approvals, and tax benefits under Section 80C & 24(b).
Home Loan EMI Calculator
Calculate your monthly home loan EMI and total interest payable
Our Banking Partners
Top-rated financial institutions offering competitive home loan rates through our platform.
HDFC Bank
State Bank of India
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Punjab National Bank
LIC Housing Finance
Home Loan Solutions for Every Need
We offer a wide range of home loan solutions tailored to meet your financial needs. Choose the right option based on your property and requirements.
New Purchase Home Loan
Buy your dream home with attractive interest rates and flexible repayment options.
Buying a new flat, apartment, or under-construction property from a builder.
- Competitive interest rates
- High loan eligibility
- Flexible tenure up to 30 years
- Quick approval process
Resale Property Home Loan
Finance the purchase of a resale or second-hand property from an individual seller.
Ready-to-move-in resale homes.
- Legal & technical property verification
- Transparent documentation
- Suitable for salaried & self-employed
- Fast processing
Takeover / Balance Transfer
Transfer your existing home loan to another bank to get lower interest rates and better terms.
Reducing EMI or interest burden.
- Lower interest rate options
- Top-up facility available
- Minimal documentation
- Competitive transfer fees
Home Renovation Loan
Upgrade and renovate your existing home with dedicated renovation financing.
Repair, upgrade or extend your existing owned property.
- Quick disbursal
- Flexible repayment
- No collateral for small amounts
- Tax benefits available
Plot + Construction Loan
Finance both land purchase and construction under one comprehensive loan.
Self-construction on purchased or owned plot.
- Stage-wise disbursal
- Land + construction covered
- Flexible repayment schedule
- Expert guidance
Why Choose Our Home Loans?
A modernized home financing experience designed to make your property purchase seamless, fast, and fully transparent.
Interest Rates from 7.10%
Access some of the most competitive home loan interest rates in the market through our extensive banking network.
100% Paperless Process
Complete your home loan application digitally. No branch visits required — upload documents online and get approvals faster.
High Loan Amount
Finance your dream home with loan amounts up to ₹5 Crores, covering premium properties across major cities.
Flexible Repayment Tenure
Choose a comfortable repayment period ranging from 5 to 30 years, tailored to your monthly budget.
Secure & Transparent
Bank-grade security for your data. All charges are clearly disclosed upfront — zero hidden fees or surprises.
Expert Loan Guidance
Dedicated home loan advisors help you through property verification, documentation, and lender selection for the best deal.
Eligibility & Documents
We prioritize minimal documentation and clear eligibility criteria so you get access to funds without unnecessary delays.
Eligibility Criteria
Employment Status
Salaried, self-employed professional, or business owner with stable income.
Age Requirements
Between 21 and 65 years of age at loan maturity (for salaried up to 60).
Monthly Income
Minimum net income of ₹25,000/month for salaried or ITR ≥ ₹2.5 LPA for self-employed.
CIBIL Score
A healthy credit score of 650 or above. Higher score = better interest rate.
Documents Required
Keep these handy for digital verification:
Get Your Home Loan in 4 Simple Steps
A hassle-free process from application to loan disbursal with zero hidden fees.
Check Eligibility
Quick 2-minute eligibility assessment based on your income, property, and credit score.
Digital Verification
Upload property and income documents online for instant digital verification.
Property Valuation
Legal & technical evaluation of your property by certified bank experts.
Instant Sanction
Get your sanction letter issued and loan amount disbursed directly to the seller or builder.
Disclaimer: Home loan approvals, interest rates, and EMI amounts are subject to lender eligibility criteria, property valuation, and applicable RBI guidelines. BhartiMall acts solely as a financial facilitator and not a direct lender.
Frequently Asked Questions
Find answers to common questions about home loan eligibility, interest rates, and property requirements.
Ready to Own Your Dream Home?
Don't wait to make your dream home a reality. Whether it's a new purchase, resale property, or balance transfer — our expert advisors will guide you to the best deal with quick approvals and competitive rates.