Protect Your
Business Assets
Comprehensive insurance solutions for modern Indian businesses. Protect your employees, assets, and operations with coverage from top-rated insurers.
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Comprehensive protection for your assets, stock, and legal liabilities. Secure your business against Fire, Theft, and Third-Party claims.
Assets Cover
Protects Building, Plant, Machinery & Stock.
Burglary
Coverage against Keyman theft and forcible entry.
Liability
Legal protection against third-party bodily injury or property damage.
SME Package Calculator
Fire + Burglary + Public Liability
*Indicative premium for selected 2 covers.
Leading Commercial & General Insurers in India
We partner with IRDAI-approved insurers rated on Claim Settlement Ratio, Network Hospitals, and Financial Stability.
HDFC ERGO
ICICI Lombard
New India Assurance
Tata AIG
Bajaj Allianz
SBI General
goDigit Insurance
Cholamandalam MS
Insurance Products
Group Personal Accident (GPA) Cover
24x7 accident coverage for all employees — covers accidental death, permanent disability, temporary disability, and medical expenses arising from accidents.
Group Medical Cover (GMC)
Comprehensive cashless hospitalization cover for employees and their families — includes pre & post hospitalization, day-care procedures, maternity, and OPD benefits.
Group Term Life (GTL)
Life insurance for the entire workforce — provides a lump-sum payout to the nominee in case of an employee's death during service, at very low group premium rates.
Why General Insurance Matters
Data-driven insights on why comprehensive coverage is crucial for business continuity in India.
Gross premium in Indian general insurance sector (2026)
Increase in general cyber claims since 2023
Average payout per Group Medical claim
Startups/SMEs operating without liability cover
Top Business Risks in India
Risk Distribution Analysis
Financial Impact (Liability Costs)
Average Litigation & Settlements
Claim Settlement Ratios (FY25)
Official IRDAI Disclosures
Enterprise Premium Distribution
Typical Mid-Market Budget Allocation
Did You Know?
Surprising statistics and essential facts about the general insurance landscape in India today.
43% of cyber attacks target small businesses.
Cyber insurance is no longer optional; it's a necessity for digital safety. Premiums start at just ₹15,000 annually for basic coverage.
75% of businesses are underinsured.
Many companies fail to update their coverage as they grow, leaving gaps in protection that could be catastrophic.
Group Health premiums grew 9% in FY26.
Retail health grew even faster at 10%, showing increased awareness of health coverage needs among Indians.
Mandatory vs. Recommended
Not sure what insurance your business needs? Here is a breakdown of legally required policies versus recommended coverage to keep your business safe.
Mandatory by Law
Legally required in India
Legally required for businesses in India under various acts.
Workmen's Compensation
Mandatory for all manufacturing/construction businesses with employees.
Third-Party Motor Insurance
Mandatory for all commercial vehicles owned by the company.
Public Liability Act Policy
Mandatory for businesses handling hazardous substances.
Highly Recommended
Business Continuity Shield
Essential policies to protect against major financial losses.
Group Health (GMC)
Crucial for employee retention and well-being.
Fire & Burglary
Protects office premises, inventory, and assets.
Commercial General Liability
Protects against third-party bodily injury and property damage.
Good to Have / Niche
Specialized Risks Coverage
Advanced protection for modern and specialized risks.
Cyber Liability
Essential for IT, finance, and data-heavy businesses.
Directors & Officers (D&O)
Protects management from personal liability claims.
Trade Credit
Protects against non-payment by B2B customers.
Industries We Serve
IT & Software Companies
Cyber, Professional Indemnity, Group Health
Manufacturing
Fire, Workmen Compensation, Machinery Breakdown
Construction & Infrastructure
Workmen Compensation, Contractor All Risk (CAR), CPM, Marine & Liability
Healthcare & Hospitals
Medical Malpractice, Group Health, Property
Retail & Shops
Fire, Theft, Public Liability
Finance & Banking
D&O, Professional Indemnity, Cyber
How It Works
Get insured in 4 simple steps
Submit Your Requirement
Tell us about your business and insurance needs. Free consultation.
Get Expert Consultation
Our IRDAI-certified experts analyze your risks and suggest best policies from top insurers.
Compare & Choose Plan
Compare multiple insurers, premiums, and coverage to choose the best fit.
Policy Issuance
Instant policy issuance with full documentation support (24-48 hrs).
Seamless Claims Experience
We don't just sell policies; we settle claims. Our dedicated team ensures you get what you were promised.
Dedicated Manager
A single point of contact for all your claim-related queries.
Documentation Support
Complete handholding with paperwork to avoid rejections.
Insurer Coordination
We talk to the insurers so you can focus on your business.
Escalation Support
Priority resolution channels for complex or delayed claims.
Benefits
Why choose our general insurance solutions
Complete Business Protection
Protect employees, assets, operations, and liabilities under one roof.
Regulatory Compliance
Ensure compliance with Indian labor laws, IRDAI, and general regulations.
Financial Security
Prevent large financial losses and protect revenue streams.
Employee Satisfaction
Improve retention with strong employee benefits and wellness programs.
Pan India Service
On-ground support across all major cities and states — from policy issuance to claims, wherever your business operates.
Frequently Asked Questions
Got questions about general insurance? We've got answers.
Secure Your Enterprise Today
Consult with our certified General Insurance experts to structure a highly compliant, cost-effective policy that covers your business end-to-end.
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